City Mortgages Reviews – Top-Rated Mortgage Broker in Toronto

See what homeowners across Toronto are saying about City Mortgages. Our client reviews reflect our commitment to competitive rates, fast approvals, and personalized mortgage solutions. Discover why we’re one of Toronto’s most trusted mortgage brokers.

Best Mortgage Rate in Ontario & Toronto

Term

2 Years
3 Years
5 Years
Private Lending Rates from

Fixed

3.95%
3.85%
3.94%
6.99%

Variable

4.75%
3.65%
3.55%
Updated December 2025

Trusted Partners we work with

We work with 40+ lenders to get you the best rate.

Your Trusted Toronto Mortgage Broker

We proudly serve homeowners across Toronto and the Greater Toronto Area, offering competitive mortgage rates, fast approvals, and personalized financing solutions in every neighbourhood.

Address

100 Rexdale Blvd Unit 304, Toronto, ON M9W 1N7

What Toronto Homeowners Are Saying About City Mortgages

City Mortgages secured our approval quickly and got us a better rate.

Jennifer

Professional, responsive, and transparent. Highly recommended

Ahmed

Great service for self-employed borrowers. Smooth and stress-free

Jaspreet & Aman

Real Client Experiences With City Mortgages in Toronto

“City Mortgages made buying my first home so much easier than I expected. The banks gave me mixed answers, but their team explained everything clearly and secured a rate much lower than what my bank offered. I felt supported from start to finish.”

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Emma R.

First-Time Home Buyer Mortgage

“I refinanced through City Mortgages after my bank quoted me a terrible rate. They compared multiple lenders and found an option that reduced my monthly payments by hundreds. I wish I contacted them sooner—unbelievable service!”

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Daniel Singh

Mortgage Refinancing

“City Mortgages helped us secure a second mortgage when we needed funds for an investment opportunity. The banks said no, but they found a lender within 24 hours. Professional, straightforward, and incredibly helpful.”

man
Michael Chen

Second Mortgage

“We needed a HELOC for renovations, and City Mortgages got us approved quickly while the bank kept delaying. Their access to multiple lenders made all the difference. Fast, smooth, and stress-free.”

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Jessica Martins

HELOC / Home Equity Loan

“With bruised credit, I felt out of options. City Mortgages didn’t judge and worked hard to find me a mortgage that fit my situation. No bank came close to the flexibility they offered. Highly recommend their team!”

man
Amir Khan

Bad Credit Mortgage

“I was worried after being declined by my bank, but City Mortgages connected me with a private lender at a reasonable rate. They treated me with respect, explained every detail, and got the approval fast. Truly life-changing.”

woman
Sarah Thompson

Private Mortgage Lenders

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