City Mortgages Blog

Stay informed with the latest Toronto mortgage news, rate updates, home financing tips, and expert guides from City Mortgages. Our blog covers everything from first-time home buyer strategies to refinancing advice, HELOC insights, private mortgage solutions, and market trends across the GTA. Whether you're planning to buy a home, renew your mortgage, or explore investment opportunities, our articles provide reliable, up-to-date information to help you make smarter financial decisions. Explore all our mortgage resources below.

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Blogs

December 1, 2025

When Is the Best Time to Renew Your Mortgage in Canada? Early vs On-Time Options

Learn the best time to renew your mortgage in Canada. Compare early vs on-time renewal, rates, refinancing options, HELOCs, second mortgages & more.

Posted by:

Waheed Ahmed

November 19, 2025

What Documents Do You Need to Qualify for a Mortgage in Toronto

This guide explains all the documents you need, why they matter, and how to prepare them to improve your chances of approval while avoiding delays.

Posted by:

Waheed Ahmed

November 1, 2025

HELOC vs Second Mortgage: Which Option Works Best for Toronto Homeowners?

This guide explains how HELOCs and second mortgages work, their advantages and disadvantages, and how Toronto homeowners can decide which is best for their situation.

Posted by:

Waheed Ahmed

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